Capture. Net. Settle.

FiatRails Access for retail partners. Settlement Computer for institutions. Independent infrastructure, shared token economy — non-custodial by design.

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1st Place — Ignyte x Avalanche 2026 Avalanche X HUB71 Cohort 5 Patents Pending (~287 Claims)

Why FiatRails

Non-Custodial

FiatRails never holds fiat or custodies user funds. Licensed partners perform all regulated activities.

Partner-Anchored

Every corridor backed by local licensed institutions. Real banking relationships, not workarounds.

Built for Scale

Sub-second finality on Avalanche. Infrastructure designed for institutional throughput and emerging market volumes.

Products

Two products, independent infrastructure

FiatRails Access operates on Avalanche C-Chain for retail partners. The Settlement Computer runs on a dedicated Avalanche L1 for institutions. Both share the FR token economy.

For Partners & Developers

FiatRails Access

Local currency access infrastructure

Partner-anchored on/off ramp infrastructure
Mobile money integration (M-PESA, etc.)
Non-custodial — FiatRails never holds funds
Developer API for project integration
Merchant and agent network

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For Institutions

Settlement Computer

Six-product settlement infrastructure suite on dedicated Avalanche L1

91.2% average netting compression across 11 testnet corridors
Cryptographic privacy layer with homomorphic netting
Post-quantum authentication (ML-DSA, FIPS 204)
5 U.S. patent applications pending (~287 claims)
Non-custodial technology service — never holds funds
ISO 20022 CBPR+ native integration

Visit fiatrails.network →

FiatRails Access Demo

See it in action

Explore our testnet deployments and live integrations for FiatRails Access.

Hub DEX (Testnet)

Swap between cKES, cGHS, cAED and other assets on our Avalanche Fuji testnet deployment.

Launch DEX →

M-PESA Demo

Experience the mobile money integration flow with our demo environment.

Try M-PESA Demo →

Built by banking professionals

Our team brings over 20 years of experience building mission-critical systems at Tier-1 financial institutions. We understand what it takes to build infrastructure that treasury teams can trust.

FiatRails operates as a technology service provider — never holding fiat, never custodying user funds, enabling licensed partners to perform all regulated activities.

HSBC Citigroup Credit Suisse DBS Bank ANZ NAB